C3Pay

MyC3Card is now C3Pay! Now here with a cleaner look under your fingertips, our aim is to provide you with the simplest and the quickest way of managing your money.


Use C3Pay to:
• View your balance and transaction from anywhere, anytime.
• Send money in minutes to your home country - Your first transfer is FREE.
• Recharge any local and international mobile number instantly - Recharge supported for over 130+ countries.
• Get SMS alerts on your phone whenever you receive your salary or make a purchase in the shop.
• Request for email statements on the go to know more about your past transactions.
• Take a salary advance repayable from your upcoming salaries for a fixed fee of 5% of the total loan amount. There are no additional fees or interest if repayment is delayed. This service is available to UAE residents with valid Emirates ID documents only. This product is offered with approval from the Central Bank of UAE and RAKBANK.
- Minimum and maximum period for repayment: Minimum any - Maximum 6 months.
- Maximum Annual Percentage Rate (APR): No annual percentage, it has a fixed fee of 5%.
- Example:Your total fee on an average loan of AED 700 would be AED 35 + VAT. So the total to be paid back will be AED 736.75.

• The loan service can only be used by UAE residents with a valid residence permit (Emirates ID). This service is unavailable for residents of (India, Philippines. Pakistan, Kenya, Nigeria, Thailand, Indonesia)
• We process the personal data that users provide directly to us when you contact us, fill out our forms, sign a contract with us, and/or visit our website. The full privacy policy of the app is available in the profile section

Note: The app services are only available to C3Pay cardholders.