Kuda - Transfers and payments

Get more with Kuda! 🥳 Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings, and on-the-go payments.

Kuda is the smart way to get more from your money every day, pay, make free money transfers, invest, and manage your finances on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money, and request a Kuda Card.

Earn 50 Kuda Coins with a Tier 3 Kuda account to unlock Kuda Premium rewards! You’ll get cashback, discounts, priority customer support, and access to special features like budgeting, app themes, and profile picture updates.

Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!

Kuda is licensed by the Central Bank of Nigeria, with deposits insured by the NDIC. ✅

Why Should You Use Kuda? 🤔

- Open a bank account for free in minutes and make easy payments immediately.

- Make money transfers to any Nigerian bank free of charge up to 25 times every month (Nigeria users only) and get free debit and credit alerts. 💸

- Earn Kuda Coins to unlock Kuda Premium rewards — cashback, discounts from popular brands, priority support when you need our help, special features like budgeting, spending reports, app themes, and profile picture updates (Nigeria users with Tier 3 accounts only).

- Pay online and offline with secure payment options.

- Create a Kuda Username to make unlimited free money transfers within the Kuda community without using an account number! 🤯

- Set up a trading account on the app to invest in US stocks (Nigeria users only).

- Request a Kuda card with pickup and nationwide delivery options. 💳 (Nigeria users only.)

- Request a virtual card to pay online. (Nigeria users only.)

- Save money easily with Pockets, our automated savings feature, and get up to 12% annual interest! (Nigeria users only.)

- Pay across borders with money transfers to Nigeria from abroad at competitive rates. 🌍 (UK and Canada users only.)

- Pay bills and buy airtime for all major networks. (Nigeria users only.)

Open A Free Account Now 😎

We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.

Watch Your Money Grow 🌴

- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 12% annual interest on your savings, so your money keeps making money. 💰(Nigeria users only. Terms and conditions apply.)

- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)

- Invest in US stocks with a trading account (Nigeria users only). 📈 Trading services are provided by a third party. Disclaimer: Invest wisely. The value of stocks fluctuates and stock trading involves possible loss of capital.

Your Money Is Safe At Kuda 👍🏾

- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).

- Banking is personal. Use Private Mode to hide your account balance from prying eyes. 👀

- If you need help, you can chat with us on the app or send a message to help@kuda.com anytime.

Switch To Kuda In Two Easy Steps:

1. Open your account: Download Kuda and open a Kuda bank account on your phone.

2. Add money to your account: Send money to your Kuda bank account from any other bank’s mobile or internet banking app, or move money from your debit card.

For more information about Kuda, please go to kuda.com.

Spend smarter, save, and get more from your money with Kuda.

Download the Kuda banking app now to get more from your money, save easily, make free transfers, earn Premium rewards, invest with a trading account, and pay any time! 💜